Qfin Holdings | Qfin holdings, Inc.

Founded in 2016, Qfin is an AI-driven fintech platform.
Guided by its mission to transform financial services through cutting-edge technology, the company focuses on creating user-centric value, empowering its partners, and energizing the broader financial ecosystem, all in support of the digital transformation of China’s financial industry.

Vision:

To be the world’s most respected
fintech company.

Mission:

Transform financial services with
cutting-edge technology.

Values:

Excellence. Practicality. Relentless Entrepreneurial Spirit.

Brand Slogan:

Built on security, excelling with technology.

360 Finance established.

Listed on NASDAQ (U.S.).

Established a joint AI lab with the Department of Computer Science and Engineering, Shanghai Jiao Tong University.

Received “Credit Risk Management Award” and “Financial Technology Innovation Award” from The Asian Banker.

Launched 360 Fintech Brain and initially explored the path for technology output to financial institutions.

Published a paper on GBST algorithm applications in credit risk in the Journal of the Operational Research Society.

Listed on the Hong Kong Stock Exchange (HKEX).

Ranked #1 in the ICDAR(International Conference on Document Analysis and Recognition),a premier OCR competition

Rebranded as Qfin Holdings.

Formed a large language model (LLM) team, becoming the first fintech company to enter the LLM space.

Served as a major contributor to drafting China’s first financial LLM industry standard.

Rebranded "360 Jietiao" to "Qifu Jietiao."

Co-hosted the Digital Finance Security Innovation and Practice Competition with Beijing National Institute of Financial Standardization

Showcased LLM-powered fintech solutions at the 6th Shanghai FinTech International Forum.

Accumulated 961 patent applications; recognized as a "High-Tech Enterprise" by the Science and Technology Commission of Shanghai Municipality (STCSM) .

Named to KPMG’s Fintech 50 list for six consecutive years.

Ranked among the Top 5 in the world’s first Voice Privacy Attacker Challenge.

Deeply integrated with Deepseek, significantly upgrading Qfin’s ChatBI.

Technological Innovation

Guided by a long-term vision, Qfin continues to deepen its expertise in artificial intelligence, driving fintech innovation towards greater intelligence and inclusivity.
Focusing strategically on AI technologies within fintech, the company achieves sustained breakthroughs in critical areas such as credit AI agents, AI applications, and financial security. By leveraging AI to intelligently reshape business processes, the company continuously unlocks the full potential of technology empowerment.

Qfin understands that a company’s success depends on thriving in harmony with society and the environment. Anchored in ESG principles as the cornerstone of sustainable development, we focus on core areas including digital financial inclusion, technology-driven innovation, green development, talent cultivation, and ecosystem co-creation.

By embedding responsibility throughout our entire operational chain and driven by our mission to "transform financial services with cutting-edge technology," we continuously strive to create synergy between social impact and long-term corporate value through responsible business practices.

Qfin's Paper Accepted by IJCAI 2025, Using MLLM to Pave New Path in Fintech

Qfin Won the Title of "MOST HONORED COMPANY" for the Second Consecutive Year

Email:

hr@upcredit.co.uk

Address:

12 New Fetter Lane, London, EC4A 1JP